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Insights from
God Bless Retirement
Our mission is to strengthen families for generations to come.


Business Loan Calculator
Calculate your business loan payments with our easy tool. Input loan amount, interest rate, and term to see monthly costs and total interest!
Brandon Chicotsky
Sep 122 min read


Small Business Profitability Analyzer
Analyze your small business financial health with our free Profitability Analyzer. Get insights on profit margins and more in seconds!
Brandon Chicotsky
Sep 112 min read


Business Exit Strategy Checklist
Need to exit your business? Use our free checklist tool to track your progress, identify gaps, and plan a smooth transition with ease!
Brandon Chicotsky
Sep 102 min read


Business Sale Price Estimator
Estimate your business sale price with our free tool! Input revenue, profit, and growth to get a quick valuation. Perfect for owners planning a sale.
Brandon Chicotsky
Sep 92 min read


M&A Deal Structure Planner
Plan your merger or acquisition with our free M&A Deal Structure Planner. Get tailored deal suggestions based on your goals and company size!
Brandon Chicotsky
Sep 92 min read


Business Valuation Calculator
Curious about your business value? Use our free calculator to estimate your company's worth based on revenue, profit, and industry in just minutes!
Brandon Chicotsky
Sep 92 min read


Why Earnouts Are More Common Than You Think
Explore the rising popularity of earnouts in business sales, their benefits, risks, and how they align buyer and seller interests.
Brandon Chicotsky
Sep 911 min read


What Buyers Ask Your Employees (That Can Hurt Your Deal)
Unmanaged buyer-employee conversations can jeopardize your business sale. Learn how to protect sensitive information and maintain deal integrity.
Brandon Chicotsky
Sep 88 min read


The Danger of Listing Without Representation
Selling a business without a broker can lead to costly mistakes. Learn the critical risks and how professional representation can protect your interests.
Brandon Chicotsky
Sep 611 min read


Why Your Buyer’s Bank Matters
The buyer's bank significantly impacts deal financing, terms, and timelines, making it essential to evaluate their expertise during business sales.
Brandon Chicotsky
Sep 512 min read


What a Good Broker Actually Does for You
Learn how a skilled business broker simplifies the sale process, ensuring accurate valuation, effective marketing, and successful negotiations.
Brandon Chicotsky
Sep 411 min read


When to Sell: Timing Isn’t Just About Revenue
Selling a business requires careful timing, aligning market conditions, business readiness, and personal goals for a successful transition.
Brandon Chicotsky
Sep 415 min read


The Hidden Costs of Not Preparing Financials
Effective financial preparation is crucial when selling a business, as poor records can lead to lower valuations and lost buyer trust.
Brandon Chicotsky
Sep 210 min read


Why You Shouldn’t Wait for the ‘Perfect Buyer’
Waiting for the perfect buyer can diminish your business's value. Learn why readiness and realistic expectations are key to a successful sale.
Brandon Chicotsky
Sep 114 min read


The Real Meaning of ‘Market Value’ in SMB M&A
Explore the complexities of market value in SMB M&A, including valuation methods, key drivers, and the importance of professional guidance.
Brandon Chicotsky
Sep 114 min read


Why Listing Too High Hurts Your Sale
Setting a business's asking price too high can lead to fewer buyers, longer sale times, and ultimately lower sale prices. Understand the risks.
Brandon Chicotsky
Aug 3110 min read


What Sellers Wish They Knew Before Selling Their Business
Learn essential strategies for selling your business, including valuation methods, setting goals, and preparing for a smooth transition.
Brandon Chicotsky
Aug 1817 min read


What Bankers Look for in Qualified Buyers
Learn what bankers assess in buyers, from financial readiness to industry expertise, and how to align with seller goals for successful acquisitions.
Brandon Chicotsky
Aug 1711 min read


Searchers: How to Know You’re Ready to Lead
Evaluate your readiness to lead in the lower mid-market with essential skills and practical tools for success.
Brandon Chicotsky
Aug 1615 min read


Are You Buying the Seller’s Lifestyle or the Business?
Evaluate whether you're buying a profitable business or just inheriting the seller's lifestyle, and learn to spot the key differences.
Brandon Chicotsky
Aug 1513 min read


Strategic Fit > Financial Fit: What That Really Means
Strategic fit in M&A often outweighs financial metrics, driving long-term growth through synergies and alignment between buyer and seller.
Brandon Chicotsky
Aug 1413 min read


Why Your Lawyer Might Kill the Deal (And When That’s a Good Thing)
When lawyers advise against a deal, it's a protective measure against hidden risks that could threaten your business's future.
Brandon Chicotsky
Aug 139 min read


The Transition Plan: Your Hidden Deal Risk
A solid transition plan is critical when selling a business, helping to avoid hidden risks and maximizing value during the sale process.
Brandon Chicotsky
Aug 1210 min read


Why Culture Kills More Deals Than Numbers
Cultural alignment is crucial in M&A success; misalignment can derail even financially sound deals. Learn why workplace dynamics matter.
Brandon Chicotsky
Aug 1115 min read
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