top of page

Insights from
God Bless Retirement
Our mission is to strengthen families for generations to come.


How to Normalize EBITDA for Business Sales
Guide to normalizing EBITDA for business sales: calculate baseline, remove personal and one-time items, document adjustments, and improve valuation.
Brandon Chicotsky
Mar 811 min read


How Music Royalties Back Asset-Backed Securities
Streaming-era music royalties are pooled into asset-backed securities to give artists upfront cash and investors steady, diversified income despite legal and AI risks.
Brandon Chicotsky
Mar 610 min read


How Valuation Standards Ensure Accuracy
Valuation standards, certifications, and standardized methods improve accuracy, reduce bias, and ensure reliable valuations for lower mid‑market businesses.
Brandon Chicotsky
Mar 58 min read


Competitive Analysis in M&A Deals
Assess rivals' strengths, market share, pricing, and strategic risks to inform valuation, identify synergies, and guide post-deal integration.
Brandon Chicotsky
Mar 410 min read


IRR vs. MOIC: LBO Metrics Compared
Compare IRR and MOIC for LBOs: IRR shows annualized efficiency while MOIC shows total value created—use both to assess the speed and scale of returns.
Brandon Chicotsky
Mar 311 min read


When to Use MPEEM in Valuations
Use MPEEM to isolate and value a company's primary intangible for M&A and ASC 805 allocations; precise but data- and assumption‑intensive.
Brandon Chicotsky
Mar 210 min read


Building Trust with Private Equity Firms
How to earn private equity firms' trust with financial transparency, strong leadership, aligned growth plans, clear communication, and expert advisors.
Brandon Chicotsky
Mar 214 min read


Post-Transaction Confidentiality: Key Obligations
Protect sensitive deal data after closing: roles, durations, allowed disclosures, penalties, and practical steps like NDAs and access controls.
Brandon Chicotsky
Feb 2812 min read


Private Equity Buyer Checklist for Lower Mid-Market
Due diligence checklist for lower mid-market private equity deals covering financial health, scalability, operations, legal risks, and exit planning.
Brandon Chicotsky
Feb 2815 min read
How Valuations Impact Exit Opportunities
Valuation choices, buyer networks, and strict confidentiality determine sale price, deal speed, and negotiation power in any business exit.
Brandon Chicotsky
Feb 1810 min read
How IT Compliance Impacts Business Valuations
How IT compliance affects company value: fines, breaches, and lost deals reduce valuations, while certifications and automation improve deal terms and revenue.
Brandon Chicotsky
Feb 1714 min read
Top 5 Esports M&A Trends 2025
Record 2025 esports M&A driven by private equity, sovereign investment, mobile/live-service targets and cross-industry deals — what mid-market sellers need to know.
Brandon Chicotsky
Feb 1610 min read
Ultimate Guide to KPIs for Business Brokers
Practical guide to KPIs for business brokers: track listings, deals closed, average deal size, time-to-close, and revenue per broker with CRM benchmarks.
Brandon Chicotsky
Feb 1612 min read
Private Equity Trends in Renewable Energy Valuations
Private equity favors operational and solar-plus-storage renewables, PPA-backed platforms, and shifts valuations amid tax‑credit and state policy changes.
Brandon Chicotsky
Feb 1512 min read
How Policy Changes Affect Renewable Energy Valuations
U.S. policy shifts—tax-credit changes, higher rates and FEOC rules—are reducing renewable energy valuations; strategies for owners and investors.
Brandon Chicotsky
Feb 1412 min read
EBITDA Multiples in LBO Valuations
How EBITDA multiples shape LBO valuations, deal structure, and returns—covering typical ranges, exit impact, sensitivity analysis, and valuation best practices.
Brandon Chicotsky
Feb 1310 min read
Residual Income Valuation: Role in M&A Deals
Residual income valuation exposes whether a business truly earns above its cost of equity, cutting terminal-value guesswork in lower mid-market M&A.
Brandon Chicotsky
Feb 129 min read
SWOT Analysis for M&A: Key Insights
A practical SWOT framework to screen lower mid-market M&A deals, reveal integration risks, and align pricing with strategic value before due diligence.
Brandon Chicotsky
Feb 1113 min read
Top Closing Delays in Lower Mid-Market Deals
Most lower mid-market M&A deals stall due to incomplete seller documents, buyer financing gaps, regulatory hurdles, long timelines, and poor Day 1 integration.
Brandon Chicotsky
Feb 1113 min read
Strategic Fit Questions for Buyers and Sellers
Key questions and a checklist to assess strategic fit in M&A—align goals, culture, integration, valuation, and post-deal plans for buyers and sellers.
Brandon Chicotsky
Feb 813 min read
Top Competitive Risks in M&A Deals
Explore eight competitive risks in M&A—employee departures, regulatory delays, customer churn, cyber breaches—and practical steps to protect deal value.
Brandon Chicotsky
Feb 718 min read
AI and Machine Learning in M&A Deals
AI is reshaping M&A by automating target sourcing, due diligence, and post‑deal integration to cut costs and accelerate deal timelines.
Brandon Chicotsky
Feb 611 min read
Employee Reassignment in M&A Deals
Guide to mapping roles, retaining key talent, meeting WARN/OWBPA rules, and communicating clearly to protect value during employee reassignment in M&A.
Brandon Chicotsky
Feb 513 min read
Remediation Costs: Impact on Business Valuations
Pre-sale remediation typically preserves value and speeds closing; post-sale cleanup shifts risk to buyers and can sharply reduce valuations.
Brandon Chicotsky
Feb 48 min read
bottom of page
